Daily Archives April 24, 2015

Annuity Transfer – What are the Risks

Annuity Transfer – What are the Risks

by: Amit Laufer

Many people who know in the back of their minds that they got the possibility to transform a monthly payment or annuity long term payments into a big lump sum and by that to relieve some temporarily financial problems, or need to buy a new car or a house or help their children and so forth are tempted to exercise this process into action. Although it is a very natural feeling and sometimes even a real life need or deep inner quest for power and control, it is not in their best financial interest to say the least.
It is no wonder that the U.S federal laws encourage long term payments in both cases like Structured settlements and lottery winnings. There are many good reasons for that and I’m going to spell them out as clear as I can.
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Arraignment in New York Criminal Courts

Arraignment in New York Criminal Courts

by: Susan Chana Lask, Esq.

The “arraignment” process involves:

Being brought before a Judge in the courtroom
Receiving the “ criminal complaint” with the crimes charged and the factual basis to each charge
The District Attorney requesting bail or releasing you on your own recognizance (called “ROR”)
Pleading guilty or not guilty

The process starts when the court officer brings you from the cell in the back of the courtroom and into the courtroom before the Judge.
If you were unable to contact your family, friends or an attorney when you were arrested then most likely the court will have a Legal Aid attorney appear for you...

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Are You In The Market For a Car Loan?

Are You In The Market For a Car Loan?

by: Mike Yeager

Car loans are a tempting way to purchase a new car. While they provide for easy access to a car, these loans can get quite expensive if you do not know enough about what you are getting into. Simple research will provide you with information that can save you some real expenses. Even if you are getting a used car loan or a car title loan, you need to understand what you are getting into.
Most of the time, when a buyer enters a car dealership, they already have an understanding of what they are looking for in a car and how much they can spend. But, how much research was given to the loan you may be picking up in the process? Choosing this wisely, is key to getting a good deal on a car...

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Identity Theft Scams

Identity Theft Scams

by: James H. Dimmitt

Identity Theft scams continue to flourish on the web. One that you need to be aware of and beware of is any site that seems to be selling high-demand items (digital cameras for instance) at a much lower (almost unbelievable) price than you can find on other sites or the manufacturer’s site.
Often the victim’s are told to pay nothing until they receive the merchandise. The person behind the scam uses the victim’s name and a credit card number belonging to another person to purchase the item at a legitimate site.
Once the item is shipped, the victim then authorizes his credit card to be billed or sends payment directly to the scammer...

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PPH And Why You Might Need A Lawyer.

PPH And Why You Might Need A Lawyer.

by: Steve Gargin

Your greatest probability of having a triumphant case for a PPH lawsuit is if you have taken Fen-Phen (Fenfluramine and Phentermine) to drop weight. Fen-Phen regulates serotonin in the body to affect ones need to eat. Elevated levels of serotonin can disapprovingly affect ones heart in such a way as to injure it. Assuming you have PPH caused by the utilization of Fen-Phen, your symptoms would comprise, but would not be restricted to, briefness of breath and upper body pains. Fen-Phen can even cause heart valves to give away, resulting in the requirement to trade those injured heart valves.
In addition to the use of Fen-Phen, Redux can also have caused damage that would materialize to be the same as folks who may have used Fen-Phen...

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